|
|
|
| Home : Products & Services : Enterprisewide Risk Management Solutions : Products : Retail Credit Risk |
 |
A retail credit scoring and decisioning solution
|
|
D&B Tracer is a retail credit scoring and decisioning solution. It augments Credit Risk Management by providing both application and behavioral scores, supported by a configurable workflow and a powerful Management Information System (MIS). Tracer also facilitates and tracks origination and decisioning of applications for various retail credit facilities.
|
|
D&B Tracer has also the capability to integrate statistical and analytical models built for the bank. In case of data insufficiency, there is a provision to configure Judgmental / Expert Scorecards in Tracer. |
|
Functional Overview
|
|
|
|
- Salient Features
- Benefits
|
| Workflow-driven single automated system for origination and decisioning of applications for various credit facilities. |
| Highly configurable rule engine with the ability to configure and validate various credit policies. |
| Powerful MIS dashboard reports that assess demographic, portfolio and product performance to enable management to make strategic decisions. |
| Flexible Administration Module that enables the bank to adapt to the dynamics of retail credit processing and decisioning requirements. |
| Ability to interface with Credit Bureau & Bank's systems for enhanced credit decisions. |
|
|
|
Single solution for origination, scoring and decisioning for loans and credit cards. |
| Enables a bank to configure their retail credit policies and validate them during application processing. |
| Enables banks to make faster, consistent, unbiased, and accurate approach to lending based on scoring technology. |
| Decreased turnaround time for application processing and approval. |
| Assists in creating strategies for different risk profiles i.e., Risk-based pricing. |
| Supports Automated Decisioning. |
|
|
|
|
|
|
|
|
|
|
| |
|
|
Was this information helpful?
|
|
|
|
|
|
|
|
 |
|
|