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A workflow enabled Credit Risk Rating System for corporate and commercial entities that facilitates faster processing of business prospects and rule based automatic routing of proposals for query and appraisal, among different levels of Authorities. |
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Captures financial / quantitative (Balance Sheet, Profit & Loss etc.) and non-financial / qualitative data about companies, thereby acting as a comprehensive repository of company information.
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| Capable of generating projected financial statements based on the past financial data. |
| Flexibility to Configure Multiple Rating Models based on customizable Rules & Policies for various industries / geographies viz., manufacturing, construction, trading, etc. |
| Enhanced Flexibility to Configure scoring parameters (both Financial & Non-Financial) and weightages based on business needs. |
| Capability to define various Policies to set Credit Limit, Credit risk, Collection, Selling terms etc. based on business needs of SMEs / Corporates. |
| Equipped with modules viz. Credit Risk Mitigants, Contract Management, Payment Management, Collection Management, Dispute Management, and Bad Debt Management for Efficient Portfolio Management of accounts receivables. |
| Enhanced Portfolio monitoring ability through Customer Base Analysis (statistical analysis for account information available in the application), DSO analysis, Scoring Grade Analysis & exhaustive Reporting modules with many auto generated Reports & Letters. |
| Auto Transfer (Import / Export) of data using appropriate defined templates.
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| Capability to customize any type of data under User Fields, which varies company to company.
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| Automatically generates Cash Flow Statement based on Balance Sheet and Profit & Loss Statement.
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| Fortified with User Access Management module to facilitate authentic use of the application as per the organization policy to manage user accounts, roles & user access. |
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